Retirement can bring significant life changes that often come with a financial readjustment. Many retirees find themselves managing on a lower income than they had during their working years. You may wonder why this is the case. For some, it’s due to a lifetime of lower wages, which results in smaller pensions or Social Security … Read more
This article is short and sweet, explaining how a Roth IRA works in a straightforward and detailed manner. Let’s Begin… A Roth Individual Retirement Account (IRA) is a type of retirement savings account that offers a unique advantage when it comes to taxes. Unlike traditional IRAs, where you get tax deductions on your contributions today … Read more
You might be savoring the joys of retirement, relishing well-earned leisure time, but you also recognize that a bit of extra income wouldn’t hurt. Whether for more income or personal fulfillment, many of us older folks head back to work after retiring. Of workers age 65 or older, 20% go back to work, according to … Read more
It’s a significant shift in the retirement narrative I’ve come across: more retirees are no longer content with the traditional concept of fully stopping work. Some factors have spurred this change, such as increased life expectancy and the desire to stay mentally and physically active. Financial necessity, however, cannot be ignored. The reality is that … Read more
I’m going to draw back the curtain on a tough topic: age discrimination during the job hunt. It’s something that many don’t talk about, but it can affect anyone as they grow older in their career. Long hours of hunting for an opportunity can be extremely disheartening for someone who has dedicated their entire lives … Read more
If you’re like me, the last thing you want to do is retire into a life of suffocating structure. We’ve worked our entire work lives under someone else’s scrutiny. No more. It’s our turn to breathe. I’m going to outline an exciting phase for many of you: embracing retirement not as the end of your … Read more
Hi, Folks! I’d like to explain what a retirement income shortfall is, how you can determine where you will stand in retirement, and how an affiliate marketing business at Wealthy Affiliate could be the answer to your needs. Stay and visit with me for a few minutes to see what you think. I have a … Read more
Hi, All! I’d like to share an opportunity with you that I find to be enjoyable and lucrative. Usually, when you hear a pitch like that, it’s followed by snake oil, but not this time. I want to talk to you about Wealthy Affiliate Marketing. I’m going to take you through the basics of affiliate … Read more
When I’m planning for retirement, I pay close attention to how my earnings can affect my Social Security benefits, especially if I start drawing these benefits before hitting full retirement age (FRA). It’s a detail that can significantly influence retirement income. This year, the earnings limit is $19,560. I am aware that if I make … Read more
Finding “something to do” after retirement can seem kind of dull. I mean, what are the options? Part-time security, Wal-Mart greeter, fast-food worker? Have you ever thought about having your own business? It includes a little bit of delayed gratification, but I have a great idea for you. I’m here to help you explore the … Read more