Dave Hornbeck

Trying to figure out what to do with your career can be a real challenge. As a high school senior, I was supposed to know what I wanted to go to college for. I didn’t. After finishing college, I was also supposed to know what I wanted to do for a living. I didn’t. Not … Read more

I want to start an affiliate marketing business! That’s what I said the first time I heard about the affiliate marketing business model years ago. Since you are here, you might want to start one, too. I’ll show you how. Affiliate marketing is basically commission sales with a twist. The twist is you don’t sell … Read more

I will kick things off by shedding some light on affiliate marketing. It’s a buzzword you’ve probably heard being tossed around quite often. It’s a performance-based business where you earn a commission by promoting someone else’s products or services. If you’re like me, you’ll want to know how much you can make with affiliate marketing … Read more

 Do you know one of the reasons why I love affiliate marketing? It’s because it’s like a puzzle. I love puzzles. I feel like my day is incomplete if I don’t play at least one game of Spider Solitaire, Wordle, Sudoku, a crossword, and so on. I use these games as a measure of how … Read more

  Imagine transforming your pre-retirement and retirement years into a new exploration and growth phase. According to the latest statistics, a significant number of retirees are choosing to mix leisure with engaging part-time work. This trend isn’t just about financial necessity; it’s about pursuing passion, purpose, engagement, relevance, and lifelong learning. Whether you’ve recently entered … Read more

Retirement can bring significant life changes that often come with a financial readjustment. Many retirees find themselves managing on a lower income than they had during their working years. You may wonder why this is the case. For some, it’s due to a lifetime of lower wages, which results in smaller pensions or Social Security … Read more

This article is short and sweet, explaining how a Roth IRA works in a straightforward and detailed manner. Let’s Begin… A Roth Individual Retirement Account (IRA) is a type of retirement savings account that offers a unique advantage when it comes to taxes. Unlike traditional IRAs, where you get tax deductions on your contributions today … Read more

You might be savoring the joys of retirement, relishing well-earned leisure time, but you also recognize that a bit of extra income wouldn’t hurt. Whether for more income or personal fulfillment, many of us older folks head back to work after retiring. Of workers age 65 or older, 20% go back to work, according to … Read more

It’s a significant shift in the retirement narrative I’ve come across: more retirees are no longer content with the traditional concept of fully stopping work. Some factors have spurred this change, such as increased life expectancy and the desire to stay mentally and physically active. Financial necessity, however, cannot be ignored. The reality is that … Read more

I’m going to draw back the curtain on a tough topic: age discrimination during the job hunt. It’s something that many don’t talk about, but it can affect anyone as they grow older in their career. Long hours of hunting for an opportunity can be extremely disheartening for someone who has dedicated their entire lives … Read more